Ann Haney: Stop spontaneous buying with theses tips
Oct 31, 2015 at 7:00 PM
Oftentimes we lean to the principle of “if it sounds good buy it.” What sounds good may not always be what is good.
In this column, I want to give you some tips on stopping the pattern of spontaneous buying by understanding the marketing strategies of manufacturers and retailers.
1. Don’t go to the store hungry. This is probably the No. 1 way we overspend. When you’re hungry what generally goes in the cart? Anything and everything that looks good, right? It generally doesn’t matter if it’s on sale or $2 more than everything else. Your appetite often dictates your decisions.
2. Don’t make your grocery list when you are hungry. Obviously this is closely related to tip number one. We will also tend to place items on our list that appeal to our appetite when we are ad searching. A better plan might be to make your list after you have eaten.
3. Grab the blinkie, but don’t grab the product. We are all familiar with the little machine that pops out the coupons at you when you walk by. Generally we recognize it by its flashing red or green light. However, the product it usually advertises does not usually have a sale price attached. In most cases it is regular price and the wise shopper will wait till it goes on sale to take advantage of its coupon. Be sure and grab those coupons though, but hold them till the sale. Note: the blinkie will generally remain in front of the product for one month and will be refilled by a Smart Source employee periodically during that time.
4. Grab the tear-pad coupons, but don’t grab the product. Again this is the same scenario as above. The product for which the coupon is advertising will be a great deal at that store or another store in the near future. Get it, file it, but don’t buy it unless it proves to be a super deal.
5. Tally up your expected cost of groceries allowing room for tax and a couple of dollars for error. This is an important part of your shopping experience. Many times a sale item does not get entered into the store computer system correctly. Although the store and the customer believe the item to be on sale, the item still scans regular price.
“Test all things and hold onto that which is good,” 1 Thessalonians 5:21.
In other words, “make sure the price is right before you do the deal.” When you tally up your projected cost giving yourself a couple of dollars allowance for your error and an allowance for tax you will know pretty close what you will be spending. I have many times when I arrived home and looked over my receipt, which I felt was quite costly, only to find that something had scanned wrong. Although the store is quite happy to adjust this, it does mean an extra trip the store, more gas money and more time. The time it spends to do this is much less than the time you will spend correcting errors. We are responsible for our finances and must be good stewards of the money given to us.
“For which of you desiring to build a tower, does not first sit down and count the cost to see whether he has enough to complete it,” Luke 14:28.
Count the cost, don’t let the cost surprise you. I have made this budgeting of groceries very convenient with my “Shopping Templates”. You can find these on my website at livinginabundancecouponing.com under “Coupon Products.” These are now available as a downloadable product so you can print them out at home.
If your stockpile is well supplied of an item, don’t buy it because you have a coupon.
This is often difficult for the couponer. The item goes on sale, you have a coupon and the urge to buy becomes difficult to suppress. If your stockpile is still adequate to carry you through the 6-8 week sale cycle, don’t buy just to be buying. You must remember the item will go on sale again and another coupon for that item will appear. However, most of the time you will need to add a few to your stockpile, but be sure you have set yourself a reasonable limit to meet your family’s needs.
I hope these tips will help you become a more prudent couponer. Be sure get next week’s Sunday paper for one more Smart Source insert to keep you saving. Have a blessed week.
Ann Haney is homeschool mother of 18-plus years to six children, including four entrepreneurs, ordained minister, CEO of Aaron Publishing, founder of Ann Haney Ministries and Living In Abundance, nationwide motivational speaker, coupon specialist, television host, empowerment coach and bestselling author of 18 published products, including her books, “Exploding Into Successful Entrepreneurship,” “Single Steps In A Married World” and “Changing Your Life Through Couponing Financial Empowerment Series.” Contact Ann at [email protected] to schedule a speaking engagement, individual coaching or view her website for more information at annhaney.com.