NOTICE TO CREDITORS SANDRA LEA PARIS CASE# 2012PR208 Notice is hereby given that on the 18th day of JULY, 2012, Letters Testamentary, in respect to the estate of SANDRA LEA PARIS who died on July 3, 2012 issued to the undersigned by the Probate Court of Wilson County, TN. All persons, resident and non-resident, having claims, matured or not matured with the Clerk of the above named Court within the earlier four (4) months from the date of the first publication of this notice, or twelve (12) months from the decedent 's date of death, otherwise their claims will be forever barred. All persons indebted to the above estate must come forward and make proper settlement with undersigned at once. This the 18TH day of JULY, 2012. CHARLES R. PARIS, JR. EXECUTRIX SANDRA LEA PARIS DECEASED BARBARA WEBB PROBATE CLERK/CLERK AND MASTER ROBERT EVANS LEE ATTORNEY Date to run: JULY 26, 2012 AUG 2, 2012

NOTICE TO CREDITORS MABEL F. MILLER CASE# 2012PR195 Notice is hereby given that on the 18th day of JULY, 2012, Letters Testamentary, in respect to the estate of MABEL F. MILLER who died on May 22, 2012 issued to the undersigned by the Probate Court of Wilson County, TN. All persons, resident and non-resident, having claims, matured or not matured with the Clerk of the above named Court within the earlier four (4) months from the date of the first publication of this notice, or twelve (12) months from the decedent 's date of death, otherwise their claims will be forever barred. All persons indebted to the above estate must come forward and make proper settlement with undersigned at once. This the 18TH day of JULY, 2012. SHIRLEY M. DAVIS EXECUTRIX MABEL F. MILLER DECEASED BARBARA WEBB PROBATE CLERK/CLERK AND MASTER DAVID B. FOUTCH ATTORNEY Date to run: JULY 26, 2012 AUG 2, 2012

RESOLUTION NO. 12-1641 INITIAL RESOLUTION AUTHORIZING THE INCURRENCE OF INDEBTEDNESS BY THE CITY OF LEBANON, TENNESSEE, OF NOT TO EXCEED $4,657,079, BY THE EXECUTION WITH THE PUBLIC BUILDING AUTHORITY OF THE CITY OF CLARKSVILLE, TENNESSEE, OF A LOAN AGREEMENT TO PROVIDE FUNDING FOR CERTAIN WATER AND SEWER SYSTEM ENERGY ENERGY SYSTEM IMPROVEMENT PROJECTS, AND TO FUND THE INCIDENTAL AND NECESSARY EXPENSES RELATED THERETO WHEREAS, it is necessary and in the public interest of the City of lebanon, Tennessee (the "Municipality"), to incur indebtedness (the :Indebtedness"), through the execution with The Public Building Authority of the City of Clarksville, Tennessee (the "Authority"), of a loan agreement (a "Loan Agreement"), for the purpose of financing certain public works projects, as hereinafter more fully described. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Lebanon, Tennessee, as follows: Section 1. For the purpose of financing all or a portion of the costs of certain public works projects, consisting of certain energy system improvements to the water and sewer systems of the Municipality, including but not necessarily limited to, water treatment plant upgrades, water system automated meter reading systems, lighting, water conservation measures, and HVAC controls, the acquisition of all property real and personal appurtenant thereto and connected with such work, to pay all legal, fiscal, administrative, and engineering costs incident thereto, reimbursement for expenditures related to the foregoing projects, and to pay costs incident to incurring the Indebtedness (collectively, the "Project"), the Municipality is hereby authorized to incur Indebtedness in the amount of not to exceed Four Million Six Hundred Fifty-Seven Thousand Seventy-Nine Dollars ($4, 657, 1079), for the financing of the Project through the execution of a Loan Agreement with the Authority. The rate of interest payable pursuant to the provisions of a Loan Agreement shall be a fixed rate which rate shall not exceed the maximum rate of interest permitted under the laws of the State of Tennesssee. Section 2. The indebtedness evidenced by the Loan Agreement shall be payable from funds of the Municipality legally available therefor and to the extent necessary from ad valorem taxes to be levied for such purpose on all taxable property within the corporate limits of the Municipality, without limitation as to time, rate and amount and for the punctual payment of said principal of, premium, if any, and interest on, the Loan Agreement, the full faith and credit of the Municipality will be irrevocably pledged. The indebtedness evidenced by the Loan Agreement shall be additionally payable from the revenues of the water and sewer systems, subject only to the payment of reasonable and necessary costs of operating, maintaining, repairing, and insuring such systems and to a prior pledge of such revenues in favor of other obligations of the Municipality payable from revenues of the water and sewer systems. Section 3. The Loan Agreement shall be executed pursuant to the provisions of Title 9, Chapter 21, Tennessee Code Annotated, as amended (the "Act"), and Title 12, Chapter 10, Tennessee Code Annotated, as amended. Section 4. After the adoption of this Resolution, the Commissioner of Finance and Revenue is directed to cause this Resolution, with the noticed prescribed by the Act, to be published in full once in a newspaper published and having general circulation in the Municipality. Section 5. This Resolution shall take effect from and after its adoption, the welfare of the Municipality requiring it. Adopted and approved this 17 th day of July, 2012. Attest: Russell Lee Commissioner of Finance & Revenue Approved: Phillip Craighead Mayor APPROVED AS TO FORM: Andy Wright City Attorney NOTICE The foregoing Resolution has been adopted. Unless within twenty (20) days from the date of publication hereof a petition, signed by at least ten percent (10%) of the registered voters of the City of Lebanon, Tennessee, shall have been filled with the Commissioner of Finance and Revenue of the City of Lebanon, Tennessee, protesting the incurrence of the Indebtedness by the execution of the Loan Agreement, such Loan Agreement will be executed, as proposed.

SUBSTITUTE TRUSTEE 'S SALE Sale at public auction will be on August 23, 2012 at 2:00PM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee pursuant to Deed of Trust executed by Gary A. Barker and Stephanie Barker, husband and wife, to Emmett James House or Bill R. McLaughlin, Trustee, on November 21, 2008 at Book 1328, Page 1427; conducted by Shapiro & Kirsch, LLP Substitute Trustee, all of record in the Wilson County Register 's Office. Owner of Debt: Regions Bank DBA Regions Mortgage The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: A certain tract or parcel of land in Wilson County, Tennessee, described as follows: Land in Wilson County, Tennessee, being Lot No. 132 on the plan of Bradford Park at Providence, Phase H-1, Section 1B of record in Plat Book 25, Page 497 and as revised in Plat Book 25, Page 710, Register 's Office of Wilson County, Tennessee, to which plan reference is hereby made for a more complete description. Street Address: 5487 Escalade Drive, Mount Juliet, Tennessee 37122 Parcel Number: 096G-D-030.00 Current Owner(s) of Property: Gary A. Barker and Stephanie Barker, husband and wife Other interested parties: Portfolio Recovery Associates, LLC as assignee of "GE Money Bank, F.S.B./Wal-Mart " c/o Shon Leverett, Morgan & Pottinger, P.S.C. The street address of the above described property is believed to be 5487 Escalade Drive, Mount Juliet, Tennessee 37122, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 12-037451

PUBLIC NOTICE The City of Lebanon Sewer Department will be smoke testing the month of August beginning August 6, 2012. Smoke testing will be all streets east of 231 S and south of E. Main St. Also included in this area are Bluebird Rd., Trousdale Ferry, Park Ave, and Cainsville Rd. A pink door knocker will placed on front doors prior to smoke testing. If you have any questions please call the City of Lebanon Sewer Dept. at 615-444-0825 ext. 136.

SUBSTITUTE TRUSTEE 'S SALE Sale at public auction will be on September 18, 2012 at 2:00PM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee pursuant to Deed of Trust executed by Cheryl Laine Fields, an unmarried person, and Maurice D. Clemmons, an unmarried person, to Gregg S. Murphy, Trustee, as trustee for Columbia National Incorporated on July 23, 2003 at Book 1004, Page 1943; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Wilson County Register 's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder: Described property located at Wilson, County, Tennessee, to wit: LAND in Wilson County, Tennessee, being Lot No. 29, on the plan of Fairfield Place Subdivision, Section 1, as shown on plat of record in Plat Book 19, Page 316, in the Register 's Office of Wilson County, Tennessee, to which plat reference is hereby made for a more particular description. Street Address: 502 Fairfield Drive, Lebanon, Tennessee 37087-2275 Parcel Number: 58M-B-4.12 Current Owner(s) of Property: Cheryl Laine Fields, unmarried, and Maurice D. Clemmons, unmarried, as tenants in common with the right of survivorship Other interested parties: The Secretary of Housing and Urban Development The street address of the above described property is believed to be 502 Fairfield Drive, Lebanon, Tennessee 37087-2275, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: The Secretary of Housing and Urban Development SALE IS SUBJECT TO ONE YEAR RIGHT OF REDEMPTION HELD BY SECRETARY OF H.U.D. BY REASON OF THE DEED OF TRUST OF RECORD AT BOOK 1400, PAGE 751, IN THE REGISTER 'S OFFICE OF WILSON COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 12-034216

FORECLOSURE SALE NOTICE WHEREAS, James E. Apple, Sr. and wife, Margaret Apple, by a Deed of Trust, dated June 10, 2008, of record in Book 1309, Page 1654, Register 's Office for Wilson County, Tennessee, conveyed to Randall Clemons, Trustee, the hereinafter described real property to secure payment of a promissory note as described in said Deed of Trust; and WHEREAS, Robert Evans Lee having been appointed Substitute Trustee by Wilson Bank & Trust, the owner and holder of said note by an instrument of record in Book 1494, Page 1119, Register 's Office for Wilson County, Tennessee, with authority to act alone with the powers given the Trustee; and WHEREAS, default having occurred with respect to the note secured by the Deed of Trust, and the full balance owing having been accelerated; and WHEREAS, Wilson Bank & Trust, as the owner and holder of said note, has demanded that the real property covered by the Deed of Trust be advertised and sold in satisfaction of said debt and the cost of the foreclosure, in accordance with the terms and provisions of said note and Deed of Trust; NOW, THEREFORE, notice is hereby given that I, Robert Evans Lee, Substitute Trustee, pursuant to the power, duty and authority vested in and imposed upon me in said Deed of Trust, will on August 9, 2012 at 10:00 AM., Central Time, at the front door of the Courthouse in Lebanon, Wilson County, Tennessee, offer for sale to the highest and best bidder for cash and free from all rights and equity of redemption, statutory or otherwise, homestead, dower and all other rights and exemptions of every kind as provided in said Deed of Trust, certain real property situated in Wilson County, Tennessee, described as follows: MAP 82 PARCEL 47.03 A certain tract or parcel of land situated and lying in the 10th Civil District of Wilson County, Tennessee, bounded and described as follows, to-wit: Being Tract No. 2 of Padgett Acres, of record in Plat Book 16, page 916, Register 's Office for Wilson County, Tennessee, more particularly described as follows: Beginning at a point located in the southwest corner of Tract No. 2 and the Southeast corner of Tract No. 1, said point being located in the Northerly margin of Peyton Road; thence running North 06 degrees 08 ' 54 " East for a distance of 632.93 feet to an iron pipe; thence South 33 degrees 28 ' 51 " East 258.11 feet to an iron pin; thence South 06 degrees 39 ' 57 " West for a distance of 367.56 feet to an iron pipe in the Northerly margin of Peyton Road; and thence South 73 degrees 43 ' 04 " West for a distance of 174.51 feet to the point of beginning, containing 1.88 acres, more or less, according to a survey of Crockett Surveying, dated July 19, 1982. Being the same property conveyed to James E. Apple, Sr. by deed from Adam Donald Cozart, dated June 10, 2008 of record in Deed Book 1309, Page 1651, Register 's Office, Wilson County, Tennessee. Subject property has the address of 1011 Peyton Road, Lebanon, TN 37087 The right is reserved to adjourn the day of sale to another day and time certain, without further publication and in accordance with law, upon announcement of said adjournment on the day and time and place of sale set forth above, and/or to sell to the second highest bidder in the event the highest bidder does not comply with the terms of the sale. Substitute Trustee will make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Successor Trustee 's Deed, as Substitute Trustee only. THIS sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes which exist as a lien against said property, including without limitation city and county property taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption not otherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior liens or encumbrances that may exist against the property. This sale is also subject to any matter that an accurate survey of the premises might disclose. INTERESTED PARTIES: NONE THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE. THIS 5th day of July, 2012 Run: July 13, 2012 July 20, 2012 July 27, 2012 Robert Evans Lee, Substitute Trustee Lee & Lee Attorneys at Law, P.C. 109 East Gay Street Lebanon, TN 37087 615-444-3900

Invitation to Bid The City of Lebanon is accepting sealed bids for the purchase of Poly Pipe for the Lebanon Gas Department. Bid forms and specifications may be obtained from the office of the Purchasing Agent, 200 N. Castle Heights Avenue, Lebanon, TN 37087. Bids must be returned no later than August 2, 2012 by 9:00am. Bids will be opened and read aloud shortly thereafter in the same office. If you have any questions, please contact the Purchasing Department, (615)443-2802. Lisa Lane Purchasing Agent City of Lebanon

Invitation to Bid The City of Lebanon is accepting sealed bids for the purchase of Poly Pipe for the Lebanon Gas Department. Bid forms and specifications may be obtained from the office of the Purchasing Agent, 200 N. Castle Heights Avenue,

NOTICE TO CREDITORS DAVID B. PENUEL CASE# 2012PR206 Notice is hereby given that on the 10th day of JULY, 2012, Letters Testamentary, in respect to the estate of DAVID B. PENUEL who died on APRIL 26, 2010 issued to the undersigned by the Probate Court of Wilson County, TN. All persons, resident and non-resident, having claims, matured or not matured with the Clerk of the above named Court within the earlier four (4) months from the date of the first publication of this notice, or twelve (12) months from the decedent 's date of death, otherwise their claims will be forever barred. All persons indebted to the above estate must come forward and make proper settlement with undersigned at once. This the 10TH day of JULY, 2012. ROYCE BELCHER EXECUTOR DAVID B. PENUEL DECEASED BARBARA WEBB PROBATE CLERK/CLERK AND MASTER NEAL AGEE, JR ATTORNEY Date to run: JULY 19, 2012 JULY 26, 2012

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