Dave Ramsey: Married or single, budgeting is key
When you think about it, budgeting isn’t that difficult. All it takes is a little time and a few basic math skills. Some expenses, like your mortgage payment or rent, will be the same. If you have a car payment, it should remain constant, as well. Things like utilities and groceries may fluctuate a little based on the time of year, but you can formulate pretty accurate estimates by looking at past months.
Updated Nov 12, 2017 at 8:45 PM