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Making the Most of Home: Can coupons reduce debt?

Ann Haney • Updated Feb 19, 2017 at 8:00 AM

Does it sound crazy or is there really something to debt-free living through couponing? Three basic needs exist in life food, shelter and clothing. These expenses will be with us unendingly despite the cost of living and the increase or decrease in the economy. 

Learning to cut costs in these areas and apply savings wisely can literally change your life in all other areas. Let me explain. I experienced this first hand in 2009, and today I am living debt free. 

Education is the most important tool to all success in life. What we learn to do can improve our life, and what we fail to learn can impoverish our life. I began couponing in 2009 to save money on what was one of our family’s largest expenses – food. Educating myself on the art of couponing I was able to reduce our grocery expenses by $800 a month down to $240, spending only $60 a week for eight people. 

As a matter of fact, I tracked my savings for 17 weeks and estimated I saved $3,400 during that time. 

Gradually, over the course of time, savings were turned into extra money, which were turned into family vacations, paid bills, emergency funds and savings. It was not always easy, as life had a way of throwing the unexpected at you, like job layoffs. During these times, focus was important and failure was not an option. The end result had to be kept in view – debt-free living. Real living happens when debt is diminished and purpose is pursued. 

”Let no debt remain outstanding, except the continuing debt to love one another,” Romans 13:8.

This also answers the question as to what we are to pursue in life – the investment in the lives of other people. It is not simply enough to make your life better, it requires making someone else’s better, as well.  There is no greater joy than that of the freedom to live life and experience the blessings the world has to offer while simultaneously helping others find that same freedom. 

Can something as simple as couponing really make that big a difference? It can and it did. I am living proof of a life that’s been changed by a God-given determination to educate myself and a desire to help others experience what they have only dreamed about. 

No hope is too big or dream to far out of reach that it can’t be experienced in this lifetime. Your past does not determine your destiny. If it did I would not be where I am today. My past held debt, divorce and homelessness, but my destiny held dreams and a God that could help me fulfill them. 

One last word of encouragement – when the road’s been long, the bridges burned and the debt insurmountable, don’t quit. There is an end to the struggle for the fighter, and I can truly say that I’m glad I didn’t quit when the going got tough or I would have never experienced the joy of all life had to offer.

Ann Haney is a mother to six entrepreneurial-minded children, ordained minister, CEO of Aaron Publishing, founder of Ann Haney Ministries and Living In Abundance, nationwide motivational speaker, coupon specialist, empowerment coach and bestselling author of 20 published products, including her books, “Judgment Overruled,” “Exploding Into Successful Entrepreneurship,” “Single Steps In A Married World” and “Changing Your Life Through Couponing Financial Empowerment Series.” Contact Ann at ann@annhaney.com to schedule a speaking engagement, individual coaching or view her website for more information at annhaney.com.

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